I compare security with on-line companies much like a bank. You deposit your money in and the one thing you assume is that it will be safe. The bank, on one hand, puts it in a vault watches and guards it all the time, If thieves break in, your protected up to certain amount by the government to get that back to you. Now, if you give your personal info to a company that will have access to your bank, shouldn't they ALSO be responsible for it? It's almost like you put the money in THEIR bank! I believe there show be a law now that makes companies that REQUIRE access to your money be RESPONSIBLE for it. A fixed liability if you will! Any thoughts on this?













